In support of NIAW, here is information on the costs of IVF. Many may not be aware, but most people do not have infertility benefits and very few states actually mandate these benefits. Unfortunately, because of the financial burden, many can not afford to pursue IVF. For us, we were fortunate to have some coverage but did incur debt from maxing our lifetime benefit before we finished our treatmen...t, and certain parts of our treatment were not covered at all. Therefore, any future plans to ttc #2 are on hold.

The average IVF cost is $12,000, but it can be as much as $15,000. These prices are for one cycle of IVF. This often does not include the price of medications, which can cost upwards of $6,000.

If you have frozen embryos from a previous cycle and want to use them, doing so is significantly cheaper than doing a complete IVF cycle with fresh embryos. The average cost for a frozen embryo transfer (FET), is about $3,000.

Additional Costs for IVF Options
While basic IVF costs around $12,000, if you need additional assisted reproductive technologies, the cost will be higher. For example, ICSI treatment (where a single sperm is injected directly into an egg) may be an additional $1,000 to $1,500. PGD, genetic testing of embryos, may be around $3,000 or more. Embryo freezing, including the initial freezing and storage, may cost an additional few to several hundred dollars.